Payment Options

Our financial coordinator will help make payment as easy and convenient as possible.

Payment Options

We want you to be able to receive the dental care you need, and we offer several payment options to make payments as easy and convenient as possible.

In addition to cash and checks, we accept VISA, MasterCard, American Express and Discover.

We accept insurance as well as healthcare financing through CareCredit.

We also offer own in-house Smart Dental Plan for patients without dental insurance.

Dental Arts Smart Dental Plan

If you don’t have dental insurance, you can take advantage of our in-house Smart Dental Plan to help make your money go further and get you the care you need.


Your Smart Dental Plan membership includes:

  • Two regular exams and healthy cleanings ($296 value)
  • X-rays included as part of cleaning visit (up to $89 value)
  • One free fluoride treatment each year ($25 value)
  • Free oral cancer screening to be included with your exams ($25 value)
  • 15% discount on all other dental work performed by Dental Arts’ doctors and staff

Learn more about our Dental Arts Smart Plan here.

Payment Plans

Stairway Lending allows patients to have different lending options providing them with monthly payment plans, helping families manage their monthly out of pocket expenses with financing options that can be customized to meet life’s ever growing demands. Stairway Lending is integrated with multiple financial institutions and market place lenders to source financing options and payment plans.

Visit the site to get started.

CareCredit Financing

Payment Options

We accept financing through CareCredit, a convenient and flexible service that finances healthcare fees from $300 up to $25,000. CareCredit offers zero-interest financing for up to 24 months for qualified applicants. For longer terms, low-interest plans are available.

With CareCredit you can:

  • Start receiving care and treatment immediately and pay over time
  • Pay for deductibles and treatment not covered by insurance
  • Pay no annual fees
  • Pay for other medical expenses for you and your family without having to reapply

Learn more about CareCredit.


We can work with all major insurance plans, and we will help you to maximize your insurance benefits.

We are in-network providers with BCBS, Delta Dental, Southland, Guardian, Humana, Cigna Health Spring, and United Concordia.

We also accept Medicaid.

If you have a specific insurance question, please call our office and we will be happy to provide you with the information you need.

To make an appointment, call 256‑841‑7222 or click here to request an appointment online.